Public liability insurance foreveryone.
It's the cover most clients and contracts expect you to have.
Quick Quote
60 secondsFinancial support if you can't work due to injury or illness.
No obligation. Subject to eligibility and underwriting.
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- 20+Australian insurers compared
- 19,000+Australians helped
We compare your options, arrange the cover, and answer the phone when it matters.
Whatever you do, we can help cover it.
From sole traders to growing teams, across just about any occupation.
Tradies
Cleaners
Mechanics
Landscapers
Scaffolders
ArboristsOne policy that keeps you on the job.
Public liability insurance is the cover most clients and contracts require. It protects your business against claims from third parties, and many sole traders choose to add personal accident cover for extra peace of mind.
Injury to Other People
Can cover claims if a customer, client or member of the public is injured because of your work.
Damage to Their Property
Can cover damage you cause to someone else's property, like a client's home, gear or premises.
Legal & Defence Costs
Can cover the legal costs of responding to a claim, even the ones that go nowhere.
$5M, $10M or $20M Limits
Limits to suit what your clients and contracts ask for, checked with you so you're never caught underinsured.
Personal Accident & Illness
Optional cover that can provide financial support if you're unable to work because of an accidental injury or illness.
Certificates of Currency
Issued during business hours once cover is bound, so the contract that asked for one isn't held up.
Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.
Cover built for what you do.
See all occupationsCover for wet floors, client property and commercial contracts.
Liability cover for the work you leave behind.
Water-damage liability cover for plumbers and gasfitters.
Liability cover for framing, fit-out and site work.
Cover for mixed jobs in other people's homes.
Workshop and mobile cover for customers, cars and completed work.
Three steps. One enquiry.
You answer a few questions; we do the comparing, the paperwork and the chasing. That's the whole point.
Tell us what you do
Pick your occupation, the cover you're after and your details. About 60 seconds, no paperwork.
We compare
Our licensed team reviews your business and compares options across a panel of insurers.
You're covered
We confirm the details and arrange the cover, with your certificate of currency issued during business hours.
Reviews are for Stonewell Insurance, the business behind Simple Cover.
I phoned Stonewell looking for public liability insurance after Sam was recommended to me. He understood exactly what I needed and had a quote done within minutes. A painless process, fabulous customer service.
Working with Darren has made transitioning into business ownership feel genuinely seamless. He knows every aspect of insurance and business protection, explains things clearly, makes sure nothing is overlooked, and gives advice that feels tailored, not generic.
Awesome experience. George went above and beyond to secure my insurance at a great price. Communication was excellent, I was kept informed every step of the way, and had a direct number if I needed anything, which is rare these days.
Bailey was fantastic and expedited the whole process to meet deadlines in getting a certificate of currency and comprehensive business insurance. Multiple quotes with detailed information, and he was just a phone call away when we had questions.
Madison has been extremely attentive from start to finish of our claim, always checking in and explaining the process in detail so we get the best results. Very comforting when you're trying to run a business and manage an insurance claim.
Absolutely excellent company to deal with. Darren massively reduced the cost of my cover and got it done fast. Would recommend Stonewell to anyone needing insurance or looking at better options.
Sort your public liability today.
Sixty seconds of your time, then our licensed team takes it from there, comparing options and coming back to you. No call centres.

