Public Liability Insurance for Carpenters
From framing to fit-out, carpenters work alongside every other trade and the public. One slip with a nail gun or a dropped beam can turn into a liability claim. Simple Cover arranges public liability for chippies from solo subbies to small crews, with our licensed team.
Quick Quote
60 secondsSelected: Carpenter
Financial support if you can't work due to injury or illness.
No obligation. Subject to eligibility and underwriting.
What carpenters need covered
Injury On & Around Site
Nail guns, drop saws, ladders and half-framed structures around other trades and the public. If someone is hurt because of your work or your site, public liability responds to the claim and the legal costs of defending it.
Damage to the Build & Neighbours
Damaging finished work, a neighbour's fence, or services behind a wall. Third-party property damage is the everyday carpentry claim. Public liability carries it, so one mistake doesn't eat a year of profit.
The Limit Builders Require
Builders and principal contractors ask for a certificate of currency and a set liability limit, often $10M or $20M, before you start. We arrange the limit your contracts specify, with certificates on request.
Personal Accident & Illness
You earn with your hands. If an injury keeps you off the tools, personal accident and illness cover can provide financial support if you're unable to work. Tick yes on the quote form to have it priced alongside your liability.
Subbies & Small Crews
Whether you subcontract solo or run a couple of chippies, tell us how you work. Cover gets sized to your setup, including the workers cover your state requires once you employ.
Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.
Reviews are for Stonewell Insurance, the business behind Simple Cover. Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).
Ready to get carpenters covered?
Tell us about your business in about 60 seconds and we come back to you with options.
Simple Cover is a registered trading name of Stonewell Insurance Pty Ltd (ABN 23 645 965 699), Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).