Public Liability Insurance for Electricians
For electricians the real exposure is the work you leave behind: wiring that causes a fire or a shock weeks after you've signed off. Simple Cover arranges public liability built around that tail risk, for sole-trader sparkies through to contracting crews, with our licensed team.
Quick Quote
60 secondsSelected: Electrician
Financial support if you can't work due to injury or illness.
No obligation. Subject to eligibility and underwriting.
What electricians need covered
Fire & Shock Claims
If your work is linked to a fire, an electric shock or an injury, on the day or long after you've left the job, public liability responds to the claim and the legal costs. This completed-works tail is the exposure that makes liability cover non-negotiable for sparkies.
Damage on Site
Drilling through a water pipe, damaging a switchboard, a fault that takes out a client's equipment. Third-party property damage claims are common in electrical work and can dwarf the invoice for the job.
The Limit Builders Require
Builders and commercial principals usually require $10M or $20M in public liability and a certificate of currency before you're allowed on site. We arrange the limit your contracts specify.
Personal Accident & Illness
One hand injury and a sole-trader sparky earns nothing. Personal accident and illness cover replaces income while you recover. Answer yes on the form and we'll price it alongside your liability.
Apprentices & Crews
Once you put on an apprentice or a second tradesperson, your liability picture and state workers-cover obligations change. Flag it to us so cover is sized to how you actually operate.
Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.
Reviews are for Stonewell Insurance, the business behind Simple Cover. Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).
Ready to get electricians covered?
Tell us about your business in about 60 seconds and we come back to you with options.
Simple Cover is a registered trading name of Stonewell Insurance Pty Ltd (ABN 23 645 965 699), Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).