Public Liability Insurance for Mechanics
Whether you run a workshop or work mobile out of a van, mechanics carry liability for customers on the premises, cars in your care and the work that rolls out the door. Simple Cover arranges public liability shaped to how you operate, with our licensed team.
Quick Quote
60 secondsSelected: Mechanic
Financial support if you can't work due to injury or illness.
No obligation. Subject to eligibility and underwriting.
What mechanics need covered
Customers On Your Premises
A customer slipping on an oily floor or walking through the workshop is a classic liability claim. Public liability responds to third-party injury on your premises, including the legal costs of defending the claim.
The Work That Drives Away
If a repair is later linked to an incident, like a wheel you torqued or brakes you serviced, third-party injury and property-damage claims can follow you after the car leaves. Public liability arranged correctly responds to these completed-work claims, subject to your policy.
Mobile & On-Site Work
Mobile mechanics work on other people's driveways, car parks and roadsides, with different exposures from a workshop. Tell us how you operate so the policy matches where the work actually happens.
Customers' Vehicles In Your Care
Cars in your care, custody and control sit in a grey zone many standard liability policies exclude. It's a known gap in the trade. We'll talk through how to close it properly for your setup.
Personal Accident & Illness
If an injury keeps you out of the workshop, the bills don't stop. Personal accident and illness cover replaces income while you recover. Tick yes on the quote form to have it priced alongside your liability.
Cover, limits and examples shown are general in nature and subject to eligibility, underwriting and the terms of the issued policy.
Reviews are for Stonewell Insurance, the business behind Simple Cover. Authorised Representative of McLardy McShane Partners Pty Ltd (AFSL 232987).
What insurance does a mechanic need?
Does public liability cover damage to a customer's car I'm working on?
Do mobile mechanics need different insurance to a workshop?
How much does mechanic public liability insurance cost?
Ready to get mechanics covered?
Tell us about your business in about 60 seconds and we come back to you with options.
Simple Cover is a registered trading name of Stonewell Insurance Pty Ltd (ABN 23 645 965 699), Corporate Authorised Representative No. 1285612 of McLardy McShane Partners Pty Ltd (ABN 14 064 465 309, AFSL 232987).